The biggest risk to your farm might be the tax bill.
Capital gains tax can force land sales — unless you plan ahead. Get a Capital Gains Exposure SnapshotThe Reality
On death or transition, farms face:
- Capital gains tax on land
- Tax on shares of the farm corporation
- No guarantee the next generation has cash to pay it
Many families discover this only after it’s too late.
What We Do Differently
Together with your accountant and estate lawyer, we:
- Quantify future tax exposure
- Design liquidity strategies before CRA collects
- Use insurance as a tax and estate tool, not an expense
Why This Matters Now
- Land values are high
- Tax rules continue to evolve
- Waiting increases risk, not options